Terms of Service

Last updated: January 10, 2026

Welcome to HomeownerAI. These Terms of Service ("Terms") govern your use of homeownerai.com (the "Site"), which is owned and operated by Dib AI Inc. ("we," "our," or "us").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. About the Site

HomeownerAI is an educational resource providing information about home management, inventory tracking, maintenance, and related topics. We also recommend products and services, including Dib, a home management app created by Dib AI Inc.

Disclosure: HomeownerAI is owned and operated by Dib AI Inc., the makers of Dib. When we recommend Dib, we are recommending our own product.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Site
  • Use automated systems to access the Site without permission
  • Interfere with the proper functioning of the Site
  • Copy, reproduce, or distribute Site content without permission

3. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of Dib AI Inc. or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content from the Site for personal, non-commercial use only. You may not modify, reproduce, distribute, or create derivative works without our prior written consent.

Third-Party Trademarks

This Site may reference third-party products, services, and trademarks (including but not limited to Sortly, Encircle, HomeZada, and other home management applications). All trademarks, service marks, trade names, and logos are the property of their respective owners. Our use of third-party trademarks does not imply endorsement, affiliation, or sponsorship by those third parties.

References to third-party products and services are made for comparative, informational, and editorial purposes only, and constitute fair use under applicable trademark and copyright laws.

4. Disclaimer of Warranties

The Site and its content are provided "as is" without warranties of any kind, either express or implied.

We do not warrant that:

  • The Site will be uninterrupted, secure, or error-free
  • The content is accurate, complete, or current
  • Any errors will be corrected

6. Reviews, Opinions, and Comparisons

The Site contains reviews, comparisons, and opinions about various products and services, including competing home management applications and third-party tools. These represent our honest editorial opinions based on our research and testing.

Editorial Independence

Our reviews and comparisons are based on publicly available information, product testing, user feedback, and our team's experience. While we create and recommend Dib, we strive to provide fair and accurate information about competing products.

Disclaimer of Accuracy

Product features, pricing, and availability change frequently. While we make reasonable efforts to keep information current, we cannot guarantee that all details about third-party products are accurate, complete, or up-to-date. Always verify information directly with the product provider before making purchasing decisions.

No Liability for Third-Party Products

We are not responsible for the performance, quality, or availability of third-party products or services mentioned on this Site. Your use of any third-party product is at your own risk and subject to that provider's terms and conditions.

7. Not Professional Advice

The content on this Site is for general informational purposes only. It is not intended as professional advice and should not be relied upon as such.

  • Not legal advice — Consult a qualified attorney for legal matters
  • Not insurance advice — Consult your insurance provider for coverage questions
  • Not home repair advice — Consult qualified professionals for repairs and maintenance
  • Not financial advice — Consult a financial advisor for financial decisions

We are not responsible for any decisions you make based on information found on this Site.

8. User-Generated Content

If you submit comments, feedback, suggestions, or other content to the Site (collectively, "User Content"), you represent and warrant that:

  • You own or have the necessary rights to the content
  • The content does not violate any third-party rights
  • The content does not contain false, misleading, or defamatory statements
  • The content complies with applicable laws

By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display that content in connection with the Site and our services.

9. Limitation of Liability

To the fullest extent permitted by law, Dib AI Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, even if we have been advised of the possibility of such damages.

This includes, but is not limited to, damages arising from:

  • Your reliance on information found on the Site
  • Decisions to purchase or use third-party products mentioned on the Site
  • Home repairs, maintenance, or improvements undertaken based on Site content
  • Loss of data or access to the Site
  • Inaccuracies or errors in Site content

Our total liability for any claims arising from your use of the Site shall not exceed the amount you paid us (if any) in the twelve months preceding the claim. In most cases, this amount will be $0.

10. Third-Party Links

The Site may contain links to third-party websites, including links to products we review or recommend. We are not responsible for the content, privacy practices, terms of service, or availability of those sites. Your use of third-party sites is entirely at your own risk and subject to their terms and conditions.

11. Affiliate Relationships and Disclosures

Some links on the Site may be affiliate links. This means we may earn a commission if you make a purchase through those links, at no additional cost to you. This does not affect our editorial content or recommendations.

Important Disclosure: HomeownerAI is owned and operated by Dib AI Inc., the makers of Dib. When we recommend Dib, we are recommending our own product. We believe Dib is the best solution for home management, but we acknowledge our inherent bias. Our reviews of competing products are our honest opinions.

12. Indemnification

You agree to indemnify, defend, and hold harmless Dib AI Inc., its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any User Content you submit
  • Your negligent or wrongful conduct

13. DMCA Copyright Policy

If you believe content on this Site infringes your copyright, please contact us at legal@dib.io with:

  • Identification of the copyrighted work
  • Identification of the infringing material and its location on the Site
  • Your contact information
  • A statement of good faith belief that the use is not authorized
  • A statement under penalty of perjury that your notice is accurate
  • Your physical or electronic signature

14. Changes to Terms

We may modify these Terms at any time. Material changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the Site after changes constitutes acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Site.

15. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Site immediately ceases.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You consent to the exclusive jurisdiction of the state and federal courts located in Delaware for any disputes arising from these Terms or your use of the Site.

17. Dispute Resolution

Arbitration Agreement: Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the Consumer Arbitration Rules of the American Arbitration Association. The arbitration will be conducted in Delaware, and judgment on the arbitration award may be entered in any court having jurisdiction.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between you and Dib AI Inc. individually. To the fullest extent permitted by law, you waive any right to participate in a class action lawsuit or class-wide arbitration.

Exception for Small Claims: Either party may seek relief in small claims court for disputes within that court's jurisdiction.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

19. Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

20. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Dib AI Inc. regarding use of the Site and supersede all prior agreements, understandings, and communications, whether written or oral.

Contact Us

If you have questions about these Terms, please contact us at:

Dib AI Inc.
Email: legal@dib.io
Website: dib.io